Blog

The credit reporting system is backwards. Congress can pass one law to fix two things about it.

By | Ed Mierzwinski
Senior Director, Federal Consumer Program

Last week, Sens. Jack Reed (RI) and Chris Van Hollen (MD) introduced legislation to finally give consumers real control over our own credit reports. The Consumer Credit Control Act would change what Sen. Reed appropriately calls our “backwards” credit reporting system by helping to solve two problems. The Consumer Credit Control Act is a win-win for consumers. It improves their privacy and saves them money.

Questions Congress Should Ask CFPB Director Next Week

By | Ed Mierzwinski
Senior Director, Federal Consumer Program

CFPB Director Kathy Kraninger will deliver the statutory “Semi-Annual Report of the CFPB” to the House Financial Services (10/16) and Senate Banking (10/17) Committees next week. Here are some helpful questions for committee members to ask.

History repeats: Congress takes on tobacco industry, again

By | Matt Wellington
Director, Campaign to Stop the Overuse Of Antibiotics

Today, the Oversight Subcommittee of the Energy and Commerce Committee -- the very Committee that dramatically and finally exposed tobacco companies’ ploys to deceive smokers back in 1994 -- is taking on the tobacco threat 2.0 with a hearing about the public health risks of e-cigarettes. Subcommittee Chair Diana DeGette (D-CO) submitted U.S. PIRG's blog on the youth vaping epidemic into the official record of the hearing. 

Data Privacy Can't Be Assured Without States and Consumers

By | Ed Mierzwinski
Senior Director, Federal Consumer Program

Recently, the CEOs who make up the Business Roundtable renewed their demand that Congress pass a federal privacy “standard” that preempts stronger state laws. That's the wrong way to go because Congress only does a good job protecting consumers either after a disaster (e.g., Wall Street's collapse of the economy) or after states lead the way. We shouldn't have to wait for a disaster. Learn more.

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